Production costs are expenses incurred in the construction and maintenance of a building. They form an underlying for the valuation of assets and assets. In addition to direct material costs, the individual production costs also include the special production costs as well as material overheads, production overheads and depreciation of fixed assets. There are set […]
Optimal credit cards Without credit cards, life is hardly conceivable today, as more and more goods and services are purchased via the Internet. There, the credit card is the most popular form of payment. It provides security for both sides in responsible use. In addition, this type of payment has the advantage that you […]
The household allowance is the minimum amount to maintain the normal standard of living. The household lump sum plays a role in connection with the financing of a property , especially by private individuals. The lender will only agree to the loan applied for if the person is still able to make a […]
SCRAPPING TER FOLDERS 2019, HOW IT WORKS AND WHO CAN APPLY?SCRAPPING TER FOLDERS 2019, HOW IT WORKS AND WHO CAN APPLY?
One of the novelties of this 2019 from the fiscal point of view regards the balance and the removal of tax bills. You have probably heard of this topic in recent months, given that this is one of the measures that are part of the 2019 Budget Law. For many Italians it represents […]
Lending – How the Solvency of the Borrower Is CheckedLending – How the Solvency of the Borrower Is Checked
Each lending relies partly on mutual trust and another part on a rough estimate of whether credit repayment ability exists at all. Therefore, the solvency of the borrower is examined in two directions: on the one hand negative events in the past, on the other hand an extrapolation of possible payment behavior for […]
The salary assignment (or pension) is a personal loan with special repayment: the installments will be paid through a deduction on the pay slip (or on the pension slip) of the debtor, made directly by the employer (or by the social security institution). Given the above, it is obvious that for the credit institution […]